MURTAMA, A. J.; FALIANTY, T. A. The Role of Digitalization of Financial Inclusion in Reducing Income Gaps: an Empirical Study at 33 Provinces in Indonesia . International Journal of Applied and Advanced Multidisciplinary Research, [S. l.], v. 2, n. 3, p. 201–220, 2024. DOI: 10.59890/ijaamr.v2i3.1555. Disponível em: https://journal.multitechpublisher.com/index.php/ijaamr/article/view/1555. Acesso em: 20 apr. 2026.