Murtama, Abram Julion, and Telisa Aulia Falianty. 2024. “The Role of Digitalization of Financial Inclusion in Reducing Income Gaps: An Empirical Study at 33 Provinces in Indonesia”. International Journal of Applied and Advanced Multidisciplinary Research 2 (3):201-20. https://doi.org/10.59890/ijaamr.v2i3.1555.