AYUANDIANI, W.; FAUSIAH; MUKHRAM, M.; LISTIAWATI, N.; B, I. Digital Transformation in Financial Management: Security and Efficiency. International Journal of Applied Research and Sustainable Sciences, [S. l.], v. 1, n. 3, p. 201–214, 2023. DOI: 10.59890/ijarss.v1i3.875. Disponível em: https://journal.multitechpublisher.com/index.php/ijarss/article/view/875. Acesso em: 15 jun. 2026.